Whether it's protecting your mortgage, providing for your children's education, or supplementing your retirement, our goal is to work with you to develop a Life Insurance plan that does what you want it to do, while staying within your budget. At the Allen Kerr Insurance Agency, we want to sit down with you and help develop a Life insurance plan that meets your goals.
Term Life Insurance ~ Permanent Life Insurance ~ Annuities ~ Six Reasons You Don't Need Life Insurance ~ Contact us About Life Insurance
Term Life Insurance:
The Allen Kerr Insurance Agency provides a large number of Term Life Insurance Products designed to meet your specific needs at an economical price. We offer:
- Credit Life Insurance for your small purchases
- Mortgage Protection Insurance to protect your home or auto
- Short Term Life Products
- Flexible Payment Plans
- Conversion options
Permanent Life Insurance:
The Allen Kerr Insurance Agency also provides the most comprehensive and competitive Permanent Life Plans in the industry to meet any need.Flexible Universal Life Insurance Provides:
- Flexible premiums
- Flexible benefits
- Tax advantaged cash accumulation
- Lifetime security for you and your family
- If you want to accumulate cash at a competitive interest rate while maintaining complete safety
- If you are looking for possible tax savings
- If you seek financial security for yourself and your family, now and in the future
The Farmers Flexible Univeral Life Policy is the policy you've been looking for.
Farmers Premium Whole Life is the ultimate in Long Term Life Insurance Products. This product has it all:
- Level Premium
- Level Death Benefit
- An entire portfolio of riders and options
- Cash accumulation
- Excess credits
- Single premium paid-up riders
- Term Riders
We can put a plan together to suit your needs for today and to grow with your family in the future. Farmers also offers a variety of plans to ensure your business will survive. Ask us for details.
Annuities:
Annuities are excellent cash accumulation vehicles for your retirement. Farmers offers the advantage of competitive interest rates with a capital ratio significantly greater than the industry average. Your retirement dollars are secure with us. Every dollar you deposit works for you and you pay no sales charges or annual fees.
- Flexible Payment Annuity
- Single Premium Deferred Annuity
- Single Premium Immediate Annuity
- Equity-Indexed Annuity (Standard & Poor's 500 Index)
- Individual Retirement Annuities (personal & Business)
We offer Individual Retirement Annuities to help you put some money away for the future, lower your tax bill, and possibly accumulate your earnings tax-free, through Traditional IRAs, Roth IRAs, SEP IRAs, and 401K rollovers pension funds.
Six Reasons You Don't Need Life Insurance:
1. You are never going to die.
2. You are going to inherit a fortune.
3. You are going to win the lottery.
4. Your children are going to support you.
5. You are never going to retire.
6. The government will take care of you.
